Housing affordability crunch: A new Zoocasa/Rentals.ca analysis says Toronto minimum-wage workers would need to work about 145 hours a month to afford an average one-bedroom—basically the whole month—while Vancouver and North Vancouver remain the toughest markets nationally. Pipeline costs: Trans Mountain has agreed to lower shipping fees for long-term oil contracts by about 10%, pending regulator approval, after years of debate over how to share the pipeline’s massive construction costs. Student housing push: U of T is launching a “Build More Housing” initiative using a partnership model to add up to 5,500 residence spaces faster and at lower cost, including two projects adding 1,200+ beds at St. George. Construction materials pressure: Experts warn rising building-material costs could endanger Canada’s housing and broader economy. Local redevelopment: Edmonton City Centre mall has a new owner and plans a major multi-phase redevelopment that could add residential, retail, entertainment and wellness uses. Market stress signals: Consumer insolvencies jumped in Q2 to the highest quarterly level since 2009, tied to high credit-card and tax debt amid the housing slump. Data-centre politics: Sault Ste. Marie council debates a framework for future data-centre development as residents push back on energy, water, noise and environmental impacts. Climate risk: B.C. declared a province-wide state of emergency as wildfires forced about 22,000 people from homes and threatened thousands more.